California Department of Insurance Issues Bulletin 2021-06 - Mandatory Moratorium on Cancellations and Non-Renewals of Policies of Residential Property Insurance After the Declaration of a State of Emergency

California Department of Insurance Issues Bulletin 2021-06 - Mandatory Moratorium on Cancellations and Non-Renewals of Policies of Residential Property Insurance After the Declaration of a State of Emergency

 

On September 20, 2021, the California Department of Insurance (CDI) issued Bulletin 2021-06, which addresses the various states of emergencies and moratoriums that have been announced following several wildfires impacting California. The Bulletin contains information on the moratorium on cancellation and non-renewals of residential policies after a declaration of a state of emergency and also has the zip codes lists that are affected by the moratorium.

All admitted and non-admitted insurers writing policies of residential property insurance in California must offer to rescind any notices of cancellation or non-renewal issued due to wildfire risk since the Governor’s July 23, August 5, 10, 17, and 30, and September 7, 2021 emergency declarations and offer to reinstate or renew policies in effect at the time of the applicable emergency declaration, if any such notices of cancellation or nonrenewal were issued due to wildfire risk on or after the date of the emergency declaration, and the properties are located in ZIP Codes identified by this bulletin.

 

Any insurer with questions about this bulletin, please contact:

Risa Salat-Kolm, Attorney III

Legal Division - Enforcement Bureau

Risa.Salat-Kolm@insurance.ca.gov

 

Link to 2021-06