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COVID-19 PANDEMIC RESOURCE CENTER

 

The COVID-19 pandemic is impacting organizations and families around the world. At AAIS, we’re committed to helping insurance organizations manage this quickly evolving situation by collecting and organizing the information and updates you need to know. Below, you’ll find Department of Insurance (DOI) communications, as well as regulatory and legislative updates from trade associations pertaining to COVID-19’s impact on the insurance industry. This includes calls for data, introduced legislation at the state and federal level, proposed regulations, and DOI requests for data, policyholder notices and summaries of pandemic plans.

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Regulatory & Legislative Tracking

Check out our Resource Tracking Dashboard for COVID-19 related DOI bulletins/orders, regulations, state/federal legislation and much more.

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Litigation Tracking

Take a look at business interruption litigation in the U.S. resulting from COVID-19 coverage disputes on a state by state basis with our Litigation Tracking Dashboard.

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Featured News

Featured News

California and Massachusetts Issue Directives on Premium Refunds

California and Massachusetts Issue Directives on Premium Refunds   California Insurance Commissioner Ricardo Lara has directed auto insurers to return additional premium collected in 2020 to certain policyholders impacted by COVID-19. He has also directed commercial insurance companies to provide data about policies held by California businesses. This information is due to the California Department of Insurance by April 30, 2021.  The Massachusetts Division of Insurance is expecting that every private passenger auto insurer will submit a rate filing no later than June 30, 2021. These filings should show how the insurer has adjusted its auto rates in response to the changing market dynamics associated with COVID-19.   Link to California Bulletin 2021-03 Link to Massachusetts Private Passenger Motor Vehicle Insurance Filing Guidance Notice 2021-A  

New Mexico Issues Auto Premium Refunds Data Call

New Mexico Issues Auto Premium Refunds Data Call   The New Mexico Office of the Superintendent of Insurance (OSI) has issued a data call to gather information on auto premiums, refunds and losses for 2020. In its letter to insurers, the OSI recognizes the efforts made by auto insurance carriers to issue refunds when the expected risk exposure was curtailed by COVID-19 restrictions.  The data will be analyzed to evaluate whether additional refunds may be warranted.   Link to Letter

Maine Bureau of Insurance Issues Bulletin 452 Indefinitely Extending Guidelines on COVID-19 Premium-Refunds

[8/24/20] On August 20th, the Maine Bureau of Insurance (Bureau) issued Bulletin 452 (link below), which supersedes Bulletin 444, that indefinitely...

Arkansas Insurance Department Allows Premium Offsets & Extends Moratorium on Cancellations/Nonrenewals

[8/19/20] On August 17th , the Arkansas Insurance Department (DOI) issued Bulletin No. 28-2020 (link below) to assist consumers with...

Nevada Disallows New COVID-19, Virus or Pandemic Exclusions

[6/19/2020] The Nevada Division of Insurance is advising insurers offering coverage for business interruption and related perils that until the...

California Extends COVID-19 Premium Relief and Reporting Requirements

[6/25/2020] The California Department of Insurance has issued Bulletin 2020-8, extending the COVID-19 pandemic directives set forth in Bulletins...

Minnesota Issues Guidance and Data Call in Light of Recent Social Unrest

[6/22/2020] The Minnesota Department of Commerce (DOC) has issued Administrative Bulletin 2020-3 requesting that insurers implement “protective measures”...

Departments of Insurance Respond to Civil Unrest

[6/4/20] The District of Columbia and New York State have issued emergency regulations for the handling of claims resulting from recent civil unrest...

Oregon Extends COVID-19 P&C Insurance Order

[5/22/20] The Oregon Division of Financial Regulation issued an extension of its COVID-19 Property and Casualty Insurance Order dated March 25, 2020...

California Extends Premium Refund Order for COVID-19 Impacted Policyholders

[5/15/20] In April, California Insurance Commissioner Ricardo Lara ordered insurers to provide policyholders impacted by COVID-19 a premium...

District of Columbia Issues Order on Providing Relief to Policyholders

[4/27/20] The Washington D.C. Department of Insurance, Securities, and Banking (DISB) has issued Commissioner’s Order 03-2020...

New Jersey Issues Bulletin/Order Requiring Premium Adjustments and Data Submissions in Response to the COVID-19 Pandemic

[5/12/20] The New Jersey Department of Banking and Insurance (DOBI) issued Bulletin 20-22 to all Licensed, Admitted and Surplus Lines Insurers...

Federal Legislation Introduced to Address Business Interruption Coverage

[4/23/2020] The US House of Representatives has introduced two bills, US HR 6494 and US HR 6497, requiring that insurers make available business...

New Jersey Requires Policyholder Notices for Grace Period

[4/10/20] The New Jersey Department of Banking and Insurance is directing all licensed P&C insurers to provide their insureds who may...

California Requires Premium Refund for COVID-19 Impacted Policyholders

[4/13/20] California Insurance Commissioner Ricardo Lara is ordering insurers to provide policyholders impacted by COVID-19 a premium credit...

California Issues COVID-19 Notice of Business Interruption Survey

[3/30/20] In order to understand the number and scope of business interruption type coverages in effect, and the approximate number of policies...

Oklahoma Issues COVID-19 Data Call

[4/9/20] The Oklahoma Insurance Department (OID) has issued a data call to understand how insurers are responding to COVID-19’s...

Washington Issues COVID-19 Emergency Order and Data Call

[3/25/20] The Washington Insurance Commissioner has ordered all P&C insurers to allow a grace period to policyholders for the payment...

Missouri Provides Guidance to Insurers re: COVID-19

[3/21/20] The Missouri Department of Commerce and Insurance has issued Insurance Bulletin 20-05, which gives guidance to insurers in order to assist...

States Impose Moratoriums/Restrictions on Policy Cancellations

[3/18/20] A number of states have instituted moratoriums/restrictions on cancellation/nonrenewal during the COVID-19 pandemic...

Legislation

NAIC

NAIC

 

 

COVID-19 News Resources

COVID-19 Video Resources

 

The Calm Person In The Boat: Leading During COVID-19

Q&A: The Calm Person In The Boat: Leading During COVID-19

Coronavirus Issues and Commercial Lines

The Impact of COVID-19 on the Insurance Carriers

Special Report: Working Remotely courtesy of Britecore

Regulatory/Legislative Landscape Post COVID-19 w/ Greenberg Traurig’s Fred Karlinsky

Impact of COVID-19 on Insurers…Now & in Future w/ A.M. Best’s Stefan Holzberger

Pandemic Product Development w/ AAIS Panel

Resources

Other COVID-19 Resources

 

Health

Center for Disease Control (CDC)

World Health Organization (WHO)

John Hopkins Global COVID-19 Cases
 

Insurance Industry

NCOIL Status of Legislative Sessions

NAIC Resource Page

Insurance Information Institute

 

General

RSM COVID-19 resource center

AAIS Resources 

COVID-19 Endorsement and Sample Policyholder Notices Available

AAISdirect Members only

Question and Disclaimer

Questions?

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COVID-19 Resource Support Hours: Monday - Friday 7am - 9pm EST. Click here to report any technical issues.

 

Disclaimer: The resources and materials listed above are for informational purposes only. AAIS does not provide legal advice; the information provided herein does not constitute legal advice and should not be relied upon as such.  The information provided is not intended to serve as an exhaustive list of all laws, legislation, regulations, litigation, or other resources or authority that may apply to COVID-19 or related matters. The information provided should not be relied upon as a substitute for independent research, review, or analysis. AAIS makes no representations, warranties, or guaranties, express or implied, with respect to the completeness or accuracy of the information provided or represented, or its fitness for any particular purpose.