AAIS is a national advisory organization that develops policy forms and rating information used by more than 600 property/casualty insurers throughout the U.S.

The Commercial Liability endorsements, which carry an effective date of Jan. 1, 2007, include:

• An exclusion for certain personal and advertising injury claims against insureds that are in the business of providing Internet service or access;
• A professional services exclusion that applies specifically to the rendering of or failure to render professional services as a pharmacist;
• An endorsement that provides liability coverage for the professional services of a pharmacist;
• An exclusion for errors of omissions committed in connection with rendering services as a website designer or website consultant; and
• A contractor's exclusion for liability arising from professional services such as preparing and/or approving plans and documents for construction projects.

In addition, an endorsement providing professional liability coverage for funeral directors was revised to include mental anguish in its definition of bodily injury, among other revisions. It, too, has an effective date of Jan. 1, 2007.

For information on affiliating with AAIS for use of any of its insurance line programs, contact Rick Maka, director of marketing, at rickm@AAISonline.com.