Winter 2011    Vol. 35, No. 3

• Dealing with dogs
  Standardized canine exclusions under review by the states
• Power to (and from) the People
  Insuring renewable energy raises new coverage questions

Fall 2010    Vol. 35, No. 2

• Show me the policy
  NAIC considers pre-purchase disclosure requirements
  for personal lines policies

Summer 2010    Vol. 35, No. 1

• Parents, beware; insurers, too
  Liability for acts of children grows in unexpected ways

Spring 2010    Vol. 34, No. 4

• By-Peril Rating
  AAIS prepares to file by-peril, multivariate
  rating plan for homeowners insurance

Fall 2009    Vol. 34, No. 2

• Tremors and numbers
  AAIS’s new Homeowners earthquake rating plan

Summer 2009    Vol. 34, No. 1

• Marriage, and more
  Who, if anyone, benefits when forms are modified to address
  civil unions and domestic partnerships?

Winter 2009    Vol. 33, No. 3

• Small trucks, big questions
  Micro-utility vehicles have underwriters
  asking whether and where they’re insured
• AAIS revises water exclusions in new Homeowners forms
  and other programs

Fall 2008    Vol. 33, No. 2

• Price Points
  Carriers can offer more choices when loss costs incorporate catastrophe modeling
• Outdoor wood Boilers
  Where there's smoke, there's fire--and water--
  in a new household exposure

Summer 2008    Vol. 33, No. 1

• A cycle, or not?
  Homeowners claim frequency
  is down, but for how long?

Spring 2008    Vol. 32, No. 4

• The 2008 Boatowners Program
  A unique standard program
  gets its third revision

Winter 2008    Vol. 32, No. 3

• Pricing incentives
  Will mandatory discounts and credits
  encourage homeowners to invest in
  windstorm damage mitigation?

Fall 2007    Vol. 32, No. 2

• The AAIS Homeowners Program for 2007
  Coverage crafted with precision

Winter 2007    Vol. 31, No. 3

• Equipment Breakdown Coverage in Homeowners Insurance
  AAIS and HSB team up to develop new endorsements

Fall 2006    Vol. 31, No. 2

• Faith-Based Marketing in Personal Lines
  An old practice takes on new life

Summer 2006    Vol. 31, No. 1

• Predictive Analytics: Personal Lines
  Education and occupation in homeowners rating

Winter  2006    Vol. 30, No. 3

• Toys or Vehicles?
  Growing range of motorized toys poses coverage challenge

Fall  2005    Vol. 30, No. 2

• Wind or Water?
  Voices call for a restructuring of coverage

• Giving credit where credit is due
  New sources of underwriting information can expand market opportunities

Summer 2005    Vol. 30, No. 1

• All in the family
  Homeowners insurance evolves to reflect changing households

Spring 2005    Vol. 29, No. 4

• Small items; big values
  Portable electronic devices pose a challenge for personal property coverage

Winter 2005    Vol. 29, No. 3

• Reporting Claims Histories   Is the worst over, or about to begin?

• Home-Based Businesses   An overlooked or overrated market?

Fall 2004    Vol. 29, No. 2

• Pricing the pieces  
  Can sublimits and deductibles make personal liability coverage more fair and affordable?

Summer 2004    Vol. 29, No. 1

• Manufactured Housing     A new term does not eliminate old distinctions

• Hometown heroes in more ways than one  
  Fewer volunteer firefighters are doing more things. Can they still protect property?

Winter 2004    Vol. 28, No. 3

• Respect the market  
  Change your approach, not your expectations, when writing insurance in urban markets