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Results for content tagged as North Dakota

1.

Apr 19, 2015 - [ACTION_PRINT_ARTICLE] North Dakota recently enacted three laws that address certain notice requirements and loss settlement valuation under the state's valued policy law. One law clarifies that insurers can use electronic means to provide documents to policyholders, but that electronic means may not be the sole method for doing so. A second law establishes that a certificate of mailing or a specified tracking notice by the U.S. Postal Service can serve as proof of mailing to a...

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Jun 4, 2012 - Wildfires are big news, and have been so for at least two decades, since the Oakland Hills conflagration of 1991 killed 25 people and destroyed nearly 4,000 homes in Oakland and Berkeley, Calif.  As this article is written, residents are being ordered to evacuate areas of Arizona threatened by an out-of-control wildfire. At the same time, political fallout continues in Colorado over deaths and damage that resulted from a "prescribed burn" undertaken, ironically, to reduce the likelihood...

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Aug 15, 2011 - ... Iowa, the regulator is regarded as being fair and reasonable, [and] a bulletin with clear direction for companies [was] an immediate response to an unusual and temporary need."  Authority Two more states, North Dakota and Missouri, eventually opted for the voluntary approach, issuing bulletins that encouraged, but did not require, insurers to temporarily extend the full limit of personal property coverage...

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Jun 16, 2011 - ... South Dakota requires insurers to cover property temporarily if moved from flood area Missouri bulletin reacts to tornado in joplin North Dakota bulletin reminds insurers of obligations during emergency   Eligibility Expanded for Artisans Program AAIS will soon begin filing an updated, multistate Artisans Program manual to replace the current...

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Oct 15, 2010 - What would you think if someone called your company asking to review a homeowners form before purchasing it? Would you think it was a diligent consumer making a careful decision, or a competitor seeking to copy your product? That situation could come up more often if a working group of the National Association of Insurance Commissioners (NAIC) proposes new guidelines regarding what the NAIC calls "policy transparency." In the wake of a report by one of the NAIC's funded c...

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Dec 1, 2007 - ... insureds, you're probably not alone. Transit exposures have long been a secondary concern of farmers compared to "production risks," such as bad weather, according to Rudy Radke, an agriculture specialist with North Dakota State University Extension who advises the Upper Great Plains Transportation Institute. "There isn't a lot of loss in transit," he says. "The transportation problem is pretty thin." "For the...

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Sep 1, 2005 - Dramatic changes in the structure and composition of American households over the past 35 years has led the U.S. Census Bureau to introduce new terminology to define and categorize them. As a reflection of the growing percentage of households occupied by single people, unmarried cohabitants, and unrelated roommates, the census bureau today distinguishes between family and nonfamily households, each of which can have related or unrelated "subfamilies." From these various living a...

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Mar 1, 2005 - ... of the National Council of Insurance Legislators (NCOIL). "Now we're more concerned about them qualifying for insurance." "We're getting more and more calls from consumers due to database reports," said James Poolman, North Dakota insurance commissioner, at the same meeting. Floodgates Opened Protests over the use of claims history databases have "opened the floodgates" to a series of state initiatives to restrict insurers'...