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Texas Clarifies Policy Delivery Deadlines

June 19, 2015

A new law in Texas requires insurers to deliver personal auto or residential policies to insured's, or to the insurer's agents for delivery to insureds, within the following timeframes:

  • Not later than the 30th day after the policy's effective date if the policy term is more than 30 days;
  • Not later than the 10th day after the effective date if the term is more than 10 days and less than 31 days; or
  • Within the policy period for a policy with a term of 10 days or less. 

This bill also requires an insurer to deliver a policy renewed or amended by the insurer to the policyholder  or the insurer's agent not later than the 15th day after the date the insurer or insurer's agent receives a written request for the policy from the policyholder.

The law takes effect Sept. 1, 2015.


AAIS Advisory notices are posted periodically to announce AAIS product developments, and to provide news items that are relevant to our program users. Advisory notices are news summaries that paraphrase documents which should be consulted directly for complete, authoritative information. 

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