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Montana Allows Electronic Delivery of Insurance Documents

June 18, 2015 AAIS Advisory notice

Montana has joined numerous states in passing legislation to allow insurers to deliver certain documents electronically.

A new law in Montana specifies that:

  • Notices required in insurance transactions or as evidence of insurance may be delivered, stored, and presented by electronic means; and
  • Electronic "insurance cards" or equivalent documentation delivered electronically can be used to satisfy the insurance requirements of the state's motor vehicle laws.

Policyholders must "affirmatively consent" to electronic delivery, and have the right to withdraw that consent and request that notices and documents be made available on paper "or by another electronic form." 

However, withdrawal of consent  does not affect the effectiveness, validity, or enforceability of a notice or a document delivered by electronic means before the withdrawal of consent is effective.

The law takes effect Jan. 1, 2016.

AAIS Advisory notices are posted periodically to announce AAIS product developments, and to provide news items that are relevant to our program users. Advisory notices are news summaries that paraphrase documents which should be consulted directly for complete, authoritative information. 

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