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Alaska Specifies When Electronic Communications Are Permissible

Feb. 11, 2015 AAIS Advisory notice

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The Alaska Division of Insurance has issued an order, effective immediately, listing the situations when an electronic communication or electronic signature can be used to satisfy notice and verification requirements in the state's insurance code.

The order lists statutory provisions that can be fulfilled by electronic means, grouped into three categories:

  • Communications with the division of insurance;
  • Communications between an insurer and its agents; and
  • Communications between an insurer or producer and consumers.

However, the order does not apply if the intended recipient of a communication cannot send or receive electronic communications, and nothing in the order requires a regulated party, insured, consumer, or third party to conduct transactions by electronic means. A recipient has the right to accept certain transactions by electronic means and refuse other transactions by electronic means.

The order also has no effect on provisions that already provide for electronic communication.

AAIS Advisory notices are posted periodically to announce AAIS product developments, and to provide news items that are relevant to our program users. Advisory notices are news summaries that paraphrase documents which should be consulted directly for complete, authoritative information. 

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