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Oregon Allows Posting of Policies on Websites

July 6, 2015 AAIS Advisory notice

A new law in Oregon allows insurers in that state to post standard property/casualty polices and endorsements on company websites, in lieu of mailing or delivering them to insureds.

Insurers are required to make electronic copies of policies and endorsements easily accessible through software that is free and widely available on the Internet. Posted polices and endorsements must contain no personally identifiable information on policyholders, and must be archived for five years after the policies expire.

In this regard, Oregon joins numerous states that have implemented laws and/or regulations in recent years to allow for electronic posting and transmission of insurance policy documents.

The Oregon law takes effect Jan. 1, 2016.

AAIS Advisory notices are posted periodically to announce AAIS product developments, and to provide news items that are relevant to our program users. Advisory notices are news summaries that paraphrase documents which should be consulted directly for complete, authoritative information.

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